0xThree
Independent strategy, finance, and operations work for Web3 teams.
Independent fintech operator, researcher, and writer
I work with Web3 and fintech teams on operational, strategic, and regulatory challenges—from launching products to navigating licensing and market expansion.
My background spans financial forensics, digital-asset exchanges, product execution, and cross-functional operations.
Before crypto, I worked in audit and financial forensics—tracing discrepancies, following paper trails, and learning how systems break. That instinct to investigate systems, rather than only statements, eventually pulled me into digital assets.
Since 2019, I have worked full-time in Web3. My experience has included scaling exchanges, launching financial products, supporting token structures, and contributing to licensing efforts across multiple jurisdictions.
I am a Chartered Accountant, Certified Fraud Examiner, and Certified Information Systems Auditor. More than the credentials, however, I care about solving real problems quietly, practically, and across functions.
Most of my work happens behind the scenes. This website is where I occasionally write things down—to think more clearly, contribute more usefully, and leave a paper trail for anyone asking better questions.
Independent strategy, finance, and operations work for Web3 teams.
Stablecoin and digital-asset infrastructure.
Digital-asset regulation and operational strategy.
Exchange operations, product, and strategy.
Audit and financial investigations.
Articles from this archive are currently being migrated.
Research and commentary on stablecoin infrastructure, liquidity, and cross-border payments.
→Long-form writing on protocols, modular systems, and emerging digital-asset infrastructure.
→Analysis of licensing, regulatory developments, and digital-asset markets.
→Earlier writing on investigations, fraud, controls, and how systems fail.
→A dedicated publication covering stablecoins, payments, and digital money.
Visit publicationEarlier writing on fraud, forensic accounting, investigations, and controls.
Visit publicationEarlier writing on crypto markets and infrastructure, now being consolidated into this archive.
Visit publicationFor professional conversations, collaborations, or research-related discussions, you can reach me through email, LinkedIn, or X.